My Chase loan was certified today, which I have to take out in addition to federal student loans for my grad program. Initially I was ecstatic, because it's a weight off my shoulders, but that I realized what a private loan entails: a LOT of interest.

People always suggest that you make interest payments if nothing else while in school, but frankly I can't afford to do even that. With the rent I'm looking at, I can't afford much.

I guess I have to bite the bullet with this one, and at least feel good that I'm taking out the BARE MINIMUM.... I also will be working in a restaurant, which is not the most glamorous way to spend my time, but at least it will help with the bills.

Yikes. I'm in for a tough year.